Due Diligence Before Purchasing Property in Cyprus 2026

Due diligence is the most critical step before making a final commitment to purchase a property in Larnaca. Here’s what a professional check should include.

Digital Title Deed Search

Verification that the seller is indeed the registered owner of the property, and checking for any liens, attachments, or other restrictions recorded on the property with the land authority.

Building and Planning Permit Check

Ensuring that the physical structure matches the approved permits, and that there are no unauthorized changes or additions that could delay the issuance of the separate Title Deed or create future legal issues.

Boundary Verification

Using the GIS (Geographic Information System) of the land authority for accurate boundary verification of the property, especially for detached houses and plots.

Check for Existing Liens and Mortgages

Verifying that there is no existing mortgage from the contractor or seller on the specific property (or on the broader land of which the property is a part) - such liens are one of the most common reasons for delays in issuing the Title Deed.

Check for Outstanding Debts and Payments

Ensuring there are no outstanding municipal property taxes, maintenance fees, or other debts on the property that could transfer to the new buyer.

For a Property from a Developer: Financial Stability Check

For purchasing a property under construction, it is advisable to also check the contractor's track record and financial history in previous projects, and to ensure the existence of appropriate bank guarantees.

Who Conducts the Check?

The due diligence is performed by the buyer's independent attorney - not by an attorney recommended by the seller or contractor, to ensure an objective and complete check.

In Conclusion

Note: The information in this article is a general overview and does not constitute personal legal advice. Legal procedures vary according to specific circumstances. It is always recommended to consult an independent attorney specializing in Cypriot real estate law before any commitment.